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Quiz: Are You Stuck or Ready to Make the Move?

Writer: Elisa Cool MurphyElisa Cool Murphy
Feb 214 min read



Buying a home isn’t just about finances—it’s about mindset, options, and knowing when the time is right for you.


Maybe you’ve been scrolling Zillow late at night, saving listings, and wondering if homeownership is even possible. Maybe you feel priced out of the market. Maybe you want to buy but don’t know where to start.


This quiz is designed to help you figure out where you stand—and what’s holding you back.

For each statement, rate how much you agree on a scale from 1 (Strongly Disagree) to 5 (Strongly Agree). By the end, you’ll have a clearer picture of your next steps—and if you’re ready, we’re here to make sure you don’t have to figure it out alone.


Let’s get started.


Mindset & Openness to Change

  1. I feel like homeownership is out of reach for me, but I’m not sure why.

  2. I know I want to own a home, but I don’t know what’s stopping me from taking action.

  3. The thought of getting started feels overwhelming, so I keep putting it off.

  4. If I had a real plan tailored to me, I would feel more confident about making a move.

  5. I know I don’t have to figure this out alone—I just need the right people to help me.


Awareness of Opportunities

  1. I’ve looked at homes on Zillow but haven’t explored off-market options, assumable mortgages, or alternative financing strategies.

  2. I assume I need a 20% down payment, even though I’ve heard of other options.

  3. I haven’t talked to an expert about what I can realistically afford based on today’s market.

  4. I want to own a home but feel stuck because I think I’m priced out of my dream neighborhood.

  5. I’ve heard of creative financing options (like 0% down, seller financing, or assumable loans), but I don’t know if they apply to me.


Willingness to Let an Expert Build a Strategy

  1. If I knew I had options I hadn’t considered, I would be willing to explore them.

  2. I like the idea of having a strategy, but I don’t know where to start.

  3. I don’t just want a home—I want one that makes sense for my future wealth-building.

  4. I’d rather figure things out myself than ask for guidance from an expert. (Reverse Scored)

  5. I want to work with someone who understands the market and can show me options I didn’t even know existed.


Scoring & Results Breakdown

  • 60-75 points (You’re Ready to Make the Move!)→ You’re more prepared than you might think, and you know that having the right expert in your corner can make all the difference. Let’s get strategic.

  • 45-59 points (You’re Closer Than You Think!)→ You’re thinking about homeownership in the right way, but you might not be fully using all the resources and options available to make your move easier.

  • 30-44 points (You’re Feeling Stuck, But There’s a Way Forward)→ You want to buy a home but uncertainty, overwhelm, or financial concerns have held you back. Let’s explore real solutions that make sense for you.

  • 15-29 points (You Want to Move Forward, But Fear is Holding You Back—And That’s Okay.)→ If thinking about homeownership makes you feel nervous, overwhelmed, or just plain stuck, you’re not alone. There’s no judgment here. What if the first step wasn’t scary? That’s what we do.


You’re Not Stuck. You Just Need the Right Plan.

If you’re feeling behind, overwhelmed, or unsure if homeownership is in the cards for you, you’re not alone. And more importantly—you’re not out of options.

There’s no one right way to buy a home. But there are so many ways in that most people don’t even realize:

  • 0% down loan programs for first-time buyers.

  • Assumable mortgages where you take over the seller’s lower interest rate.

  • Off-market deals that don’t hit Zillow and give you a competitive edge.

  • Seller financing, where the seller works with you on terms that make sense.

So many options exist—but you need a guide who understands how to navigate them. Buying a home takes more than answering a Zillow call and unlocking a door. It takes strategy, creativity, and a realtor who can help you play the long game.


Make the Move. You’re Not Alone.

The first step isn’t a mortgage pre-approval. It isn’t touring a house. It isn’t even deciding for sure that you’re ready.


The first step is just having a conversation with someone who can lay out real, tangible options for you. No pressure. No judgment. Just a plan.


At Cool Murphy Real Estate, we help first-time buyers, move-up buyers, and everyone in between find their best path forward.




 



Voted Neighborhood Favorite by Nextdoor, Team Cool Murphy is a top-producing, licensed real estate team based in New Orleans, brokered by Cool Murphy, LLC.


Celebrated for her next-level creative approach to real estate, Elisa Cool Murphy is an award-winning, top-performing real estate broker in New Orleans and the founder of Cool Murphy Real Estate.


Contact Her -

Facebook: @homeinneworleans

IG: @coolmurphynola

YouTube: @coolmurphynola

phone: 504-321-3194


 
 
 

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Cool Murphy, LLC consists of licensed REALTORS® in the state of Louisiana. Our brokerage is modern and cloud-based with mailing addresses at 904 St Ferdinand St, New Orleans, LA 70117. We serve the Greater New Orleans area and are happy to refer great agents in other places.

Our office number is 504-321-3194.

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